RRSP Contributions at age 71 (or older!)

Here’s the scenario: • Andy turned 71 this year and has earned income of $125,000 in the current year; his spouse, Mariam, is 68 and is retired.• Andy will be… Continue reading RRSP Contributions at age 71 (or older!)

March Financial Spring Cleaning

7 quick actions you can take this month to improve your financial health in 2021. In January, our focus was on starting the year off right following the craziness of… Continue reading March Financial Spring Cleaning

ETFs outpace mutual funds for third straight year

The financial industry’s switch from mutual funds to ETFs isn’t coming…it’s already here. ETF sales reached a “whopping” $41 billion, National Bank said.   Covid-19 may have stopped the economy… Continue reading ETFs outpace mutual funds for third straight year

Market Volatility: What should you do? Part II

The response to our previous newsletter on tips to manage market volatility was overwhelming. Thank you to everyone who sent their questions and feedback. The most common request was for… Continue reading Market Volatility: What should you do? Part II

Market Volatility: What should you do?

The statistics are staggering. Historical single day losses. Historical single day gains. Multiple days of losses without more than a day’s reprieve. Markets down nearly 20% in under three weeks. Volatility… Continue reading Market Volatility: What should you do?

Greed and Fear

Stressed couple looking frustrated, having no money to pay off their debts, managing family budget together, sitting home on sofa at at kitchen with lots of papers and laptop

Most investment decisions come down to two factors: greed and fear. This greed and fear are conditional in that they depend, largely, on what’s happening in the markets. When markets… Continue reading Greed and Fear